Recent Articles

What’s Going On With Mortgage Rates? (Explain-It-to-a-5th-Grader Version)

Mortgage rates dipped, then jumped after the Fed’s cut. A $15B corporate bond sale and stronger economic reports added pressure. Here’s the simple, kid-level way to understand what’s happening and what it means for buyers.

Homeownership Made Easy: Your Guide to Little or No Money Down Options

Dreaming of a home but worried about your savings? Discover how you can buy your perfect place with little or no money down, making homeownership a breeze!

Turn Imperfect Credit into Your Homebuying Superpower!

Don't let credit worries hold you back! Discover how to turn your financial story into a winning homebuying adventure and unlock your dream home!

Breaking Barriers: Discover Non-QM Loans for Your San Diego Dream Home!

Struggling to qualify for a mortgage? Non-QM loans can help you overcome obstacles, making your dream home in San Diego more attainable than ever.

Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data

The average 30-year fixed mortgage rate is hovering near 3-year lows as bond markets hold steady amid limited economic data. Learn why rates remain low and what could move them next.

FHA Loans Made Easy: Your Dream Home in L.A. Awaits!

Ready to conquer the L.A. housing market? FHA loans make it simple, giving you the boost you need to turn your dream home into a reality—no more waiting!

Gen Z and the Dream of Homeownership: Adapting to a Challenging Market

A new Realtor.com survey reveals that 1 in 5 Gen Z adults say housing affordability is their top life concern. Learn how young buyers are adapting, saving, and staying determined to achieve homeownership.

Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform

On October 9, 2025, the average 30-year fixed mortgage rate edged slightly higher to 6.38% after a weaker 30-year Treasury auction and mild MBS underperformance. Rates remain stable within a narrow range as the government shutdown continues.

Choosing Between VA and Conventional Loans: Find the Perfect Fit for You

Are you unsure which loan option is right for you? Discover how to navigate the choice between VA and conventional loans to secure your dream home seamlessly.

Mortgage Rates Holds Steady After Weak Jobs Report

On October 1, 2025, the average 30-year fixed mortgage rate held at 6.37% after weak private payroll data. Bigger shifts may follow when the delayed government jobs report is released.

Riding the Newport Beach Real Estate Wave: Smart Opportunities That Last

Ready to ride the housing wave? Discover tips to spot great deals in Newport Beach that keep you afloat, even in a changing market. Your dream home awaits!

3 Reasons Home Affordability Is Improving This Fall

Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.

Master Your Mortgage: Simple Secrets to Smarter Homebuying Decisions!

Navigating the mortgage process can be challenging. Discover practical tips to make informed choices, simplify your journey, and gain confidence in your decision-making.

Navigate the 2025 California Housing Market: Your Key to Smart Homebuying

Thinking about buying a home in California? Don’t worry! Our guide will help you tackle the challenges and unlock the doors to smart homebuying success.

Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)

After touching yearly lows early in the week, the average 30-year fixed rose following the Fed’s rate cut—thanks to the dot plot and Powell’s comments. Still, mortgage applications just saw their biggest weekly jump since 2021 as homeowners reacted to earlier rate declines. Here’s what it means for buyers and homeowners.

Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?

The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.

Why Mortgage Rates Move: What Every Homebuyer Should Know

Mortgage rates are holding near 10-month lows—but don’t assume they’ll stay there. Learn why rates move, what drives them, and what smart buyers and homeowners should do next.

Mortgage Rates Holding Steady… For Now

After Powell's Jackson Hole speech, mortgage rates hit their lowest levels since Oct 2024. But don’t get too comfortable—more movement could be coming after Friday’s inflation data and next week's jobs report.

Lower Rates? Don’t Relax Just Yet

Mortgage rates stayed mostly flat this week, holding near 10-month lows. Here’s what happened from August 18–20 and why upcoming economic data could shake things up.

Mortgage Rates at 10-Month Lows! Big Opportunity!

Mortgage rates are holding near 10-month lows after early August’s jobs report and mixed inflation data. Here’s what homebuyers and homeowners need to know.