Find the Right Mortgage Option For You

Welcome to Five Fifty Financial, Inc. We are a full-service brokerage company based in Irvine, CA.  Big Banks and

Call Centers have fewer options.  We are Mortgage Experts.     

It's all we do, so we do it Better!

FHA | VA | Jumbo | Commercial | Conventional

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | Conventional | HELOC | Commercial | Jumbo

Why Use a Broker?

Independent mortgage brokers have had a significant positive impact on the lending industry. Today, the use of a

professional mortgage broker is one of the key strategies used by sophisticated borrowers.

What is a Mortgage Broker?

A mortgage broker is an independent real-estate financing professional who specializes in the origination of

residential mortgage loans. Mortgage brokers normally pass the actual funding and servicing of loans on to wholesale

lending sources. A mortgage broker is also an independent contractor working with (on average) as many as 40

lenders at any one time. By combining professional expertise with direct access to hundreds of loan products, your

broker provides the most efficient way to obtain financing tailored to your specific financial goals.

What Do Mortgage Brokers Do?

In the volatile home-lending market, mortgage brokers can serve as safeguards, offering their clients security, safety,

and peace of mind. One of the broker's most important functions is escorting your loan application through the entire

process, constantly patrolling the component transactions for possible breakdowns. A professional mortgage broker

can wade through the mountains of rate data and program options, researching current market conditions to find the

most accurate and up-to-date information about cost-effective loan options.

Brokers Handle the Details!

There are literally thousands of variables that can affect the outcome of your mortgage transaction. That's why you

need a mortgage broker to act as a liaison between the title and escrow company, real estate agent, lender, appraiser,

credit agency, the underwriters, the processors, attorneys, and any other services which may affect your transaction.

A mortgage broker also:

Discusses and explains financing program options

Informs you, in writing, of lock-in options

Explains all documents of the loan application

Explains all associated costs of the loan application

Explains the disbursement of all loan applications

Explains the loan process, from application to closing

Provides you with a good faith estimate of cost and fees

Communicates with you throughout the loan process in a timely manner

Coordinates the final closing of your transaction

Specializing in mortgage services in the following cities:

Los Angeles County, CA. | Orange County, CA.| San Diego County, CA. | San Bernardino County, CA. | Riverside County, CA.

We've been helping customers afford the home of their dreams for many years and we love what we do.

Company NMLS: 1010020

www.nmlsconsumeraccess.org

Deannab127@gmail.com