Recent Articles

Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform

On October 9, 2025, the average 30-year fixed mortgage rate edged slightly higher to 6.38% after a weaker 30-year Treasury auction and mild MBS underperformance. Rates remain stable within a narrow range as the government shutdown continues.

Published on 10/10/2025

Choosing Between VA and Conventional Loans: Find the Perfect Fit for You

Are you unsure which loan option is right for you? Discover how to navigate the choice between VA and conventional loans to secure your dream home seamlessly.

Published on 10/07/2025

Mortgage Rates Holds Steady After Weak Jobs Report

On October 1, 2025, the average 30-year fixed mortgage rate held at 6.37% after weak private payroll data. Bigger shifts may follow when the delayed government jobs report is released.

Published on 10/01/2025

Riding the Newport Beach Real Estate Wave: Smart Opportunities That Last

Ready to ride the housing wave? Discover tips to spot great deals in Newport Beach that keep you afloat, even in a changing market. Your dream home awaits!

Published on 09/27/2025

3 Reasons Home Affordability Is Improving This Fall

Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.

Published on 09/26/2025

Master Your Mortgage: Simple Secrets to Smarter Homebuying Decisions!

Navigating the mortgage process can be challenging. Discover practical tips to make informed choices, simplify your journey, and gain confidence in your decision-making.

Published on 09/22/2025

Navigate the 2025 California Housing Market: Your Key to Smart Homebuying

Thinking about buying a home in California? Don’t worry! Our guide will help you tackle the challenges and unlock the doors to smart homebuying success.

Published on 09/20/2025

Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)

After touching yearly lows early in the week, the average 30-year fixed rose following the Fed’s rate cut—thanks to the dot plot and Powell’s comments. Still, mortgage applications just saw their biggest weekly jump since 2021 as homeowners reacted to earlier rate declines. Here’s what it means for buyers and homeowners.

Published on 09/19/2025

Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?

The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.

Published on 09/12/2025